This Website is intended for United Kingdom residents only. NIIB Group Ltd , trading as Northridge Finance (‘Northridge Finance’), subscribes to the Lending Standards Board Lending Code in respect of our personal loan products. Northridge Finance is also a member of the Finance and Leasing Association. Copies of these regulatory codes are available from Northridge Finance on request.
“Bank of Ireland Group” – means the Governor and Company of the Bank of Ireland, its subsidiaries and associates.
“Northridge” or “Northridge Finance” means NIIB Group Ltd trading as Northridge Finance
“You”and “Your (s)” refers to any and all persons accessing or using this Website and/or obtaining any information and/or services available on or via this Website;
“We” and “Our” and “Us” means Bank of Ireland and the Bank of Ireland Group;
“Website” means this website.
Governing Law and Jurisdiction
This Website is governed by the laws of Northern Ireland.
Disclaimer as to accuracy of information
Care has been taken in the preparation of the information contained on this Website. However, We do not make any representations or warranties as to the accuracy of the information contained on this Website.
Need for professional advice
You should not rely on any information contained on the Website in relation to a specific issue or decision without taking financial, banking, investment or other advice from an appropriately qualified professional adviser.
Prohibited use of Website
The information on this Website is intended for use by residents of the United Kingdom only. If you have any doubts about the legality of your use of this Website, you should not continue any further.
Not an offer or solicitation
The information contained on this Website is not intended to, nor does it constitute an offer or solicitation of financial or banking services by Us. Only residents of the United Kingdom are invited to apply for the products listed. The products and services listed on this Website are provided subject to separate specific terms and conditions which should be carefully read by You.
This Website contains hypertext links to websites maintained by other members of the Bank of Ireland Group. You are reminded that different terms and conditions of use may apply to You as a user of such websites. No third party is permitted to create a link from another website to this Website without Our prior written consent. We have no control over the contents of those sites or resources.
General disclaimer of liability
No member of the NIIB Group Ltd (or any other person involved with the provision and maintenance of this Website) takes any responsibility for the accuracy of the information provided on this Website. Use of such information is at the user’s sole risk. No member of the NIIB Group Ltd accepts any liability for any loss or damage of any nature, including but not limited to loss of profits, goodwill, or any other type of financial or other pecuniary or direct or special indirect or consequential loss howsoever arising whether in negligence or for breach of contract or other duty as a result of:
NIIB Group Ltd makes no representation or warranty or undertaking of any kind in relation to the analysis or information contained on this Website or the completeness or accuracy of such information.
Right of NIIB Group Ltd trading as Northridge Finance to information on this Website
The information contained on this Website may not be copied, transmitted, amended or reproduced in any form whatsoever without the prior written consent of Northridge Finance.
Attempted use of Website
We do not guarantee that our Website will be secure or free from viruses, malware and other errors that might affect your IT system.
You are responsible for configuring Your information technology, computer programmes and platform to access Our Website. You should use Your own virus protection software.
NIIB Group Ltd do not accept any liability for any damage or direct, indirect or consequential loss arising from the availability or use of the Website, including any harm or defect caused to Your computer as a result of access and use of the IT systems that makes the site available.
Ownership and intellectual property rights
We publish all the materials on the Website. We reserve all rights to ownership, copyrights, trademarks and all other intellectual property rights relating to the Website and to products and services mentioned on the Website – unless stated that such rights are property of a third party.
As a user of this Website, You may view and print the contents mentioned above for personal, non-commercial use only. You may not otherwise copy, save or otherwise reproduce, adapt, modify, transfer, assign, use or exploit the contents, or any parts thereof, without Our prior written consent.