Your business and regulation

All dealers and brokers who offer regulated consumer credit products must be authorised by the Financial Conduct Authority (FCA).

You can be authorised:

• directly, or
• as an Appointed Representative (AR)

Regulatory Guide

The FCA has produced a guide to help smaller credit brokers (usually firms with fewer than 10 people). It explains what the regulator expects of them. Read the FCA guide for smaller credit brokers.