If you are a customer that has already availed of a payment break on your Northridge agreement, and have questions or concerns regarding the end of the payment break, please visit the ‘Payment Break Customers’ section of this website for more information and support.
The safety and welfare of our colleagues and customers is our priority at all times and we understand you may have questions. Information will be regularly updated on this website as our ability to respond via telephone may be impacted as a result of the coronavirus. Please only call us if your question is urgent.
We fully understand that the impacts of coronavirus (COVID-19) on income are worrying and you may be concerned about what that could mean for you and your current finance agreement. Please be assured that we will help all our customers impacted at this challenging time.
If you are experiencing difficulties in meeting the repayments on your agreement because of COVID-19 issues, one of the things you may want to consider is a payment break. We have developed a simple online form to request this without having to call us.
If you would like to apply for an initial payment break of up to 3 months, please complete the form by clicking on the link (in red below). If you did not select the full 3 months initially, you can chose additional months to bring up to 3 provided these are requested before 31st March. If after you have availed of 3 months payment breaks, please visit the ‘end of your payment break’ section of this website to look at the options available, including additional breaks (subject to terms).
Note that if your request for a payment break is approved, this may result in the original end date on your agreement being extended by 3 months. During any extension, per terms of your agreement, you will remain responsible for licence fees, duties, fines, insurance premiums or any other sums due in relation to the Goods (e.g. MOT, Car insurance).
If your account is a hire purchase, PCP or hire agreement, please continue to keep the goods in good repair and condition and regularly maintained and serviced in accordance with the recommendations of the manufacturer.
We would also recommend that if you have ancillary products or services obtained from other suppliers in relation to the goods (e.g. warranty, breakdown cover etc.), that you contact the provider of these products/services.
Your completed request form should be emailed* to email@example.com
Please note that a payment break may not be suitable for everyone. All requests are subject to approval and the type of finance agreement you have may result in differing solutions.
PLEASE DO NOT CANCEL YOUR DIRECT DEBIT
Upon applying payment breaks, Northridge WILL NOT COLLECT PAYMENTS for the duration, however payments will recommence AFTER the payment break period. If you cancel your Direct Debit, your bank will not pay DD when payments recommence and your account may go into arrears and this may be reflected on your credit file.
If you have an agreement with a final lump sum payment due within the next 3 months and would like information on the options available to you, please email* your full details to: firstname.lastname@example.org
*Email warning: We have limited the information required on the form but as with any email(s) you choose to send us, it will not be secure, unless you appropriately encrypt (protect) the information contained in your email